SME Loans

Introduction

This comes under unsecured business loan. This loan is similar to personal loan but it is used for business purpose. The interest and EMI is fixed. There are banks who gives small business loan also to start ups for their business.

We at Real Value aim to uplift a small business enterprise by providing loan for their business capital. Any kind of SME like a small manufacturer, supplier, distributor as well as service provider can apply & avail a SME Loan.

Infact, for an SME Loan, a lot of emphasis is on the business plan and business vision of the SME and not necessarily their background as well as financial history.

Purpose Of The SME Loan Product

The SME Loan product is in place to facilitate the following objectives

  • To improve the credit flow in the market in the SME segment
  • To make policies & norms in this sector so as to ensure that timely finance and funds are available to the SME’s

The disbursed funds from SME Loan can be used for any of the following needs:

  • Working Capital Requirements
  • Purchase of inventory
  • Purchase of additional plant & machinery
  • Payments to debtors

Look no further if you starting your business or you already have a existing business and apply with Real Value

  • Collateral free business loans
  • Right Sized Loans
  • Loans from 2 Lacs – 30 Lacs
  • Flexible Tenure
  • Easy loan repayment options
  • Fast & Simple
  • Long Tenure upto 24 Months
  • Instant Decision
  • Quick Disbursal
  • Easy & Hassle Free
  • Go to www.realvalue.loans.
  • Click on SME Loans.
  •  Fill the form and submit it.
  •  Our representative will contact you shortly to arrange a meeting with you and collect the documents for further processing.
  •  Self-employed individuals, Proprietors, Private Ltd. Co. and Partnership Firms involved in the business of Manufacturing, Trading or Services.
  •  Individuals who have been in the current business for a minimum of 3 years, with 5 years total business experience.
  •  Those whose business has been profit making for the previous 2 years
  •  The business should have a Minimal Annual Income (ITR) of Rs. 1.5 lakhs per annum
  •  The applicant should be at least 21 years at the time of applying for the loan, and should be no older than 65 years at the time of loan maturity.
  • ID Proof: Any Two from Passport, Pan card, Voters ID Card and Driving License.
  • Address Proof
  • Proof of Continuity of Business: – 5 years old banking page, TIN/VAT RC, Service Tax regn.
  • Bank Statement 6 Months
  • ITR & Statement Of Computation of Income – for last 3 Years
  • CA Certified or Audited P/L Account and for turnover >60 Lacs cases Audit report along with schedules of P&L and Balance Sheet – for last 3 years
  • Ownership Proof of Residence or Office
  • All running loan tracks or schedule.
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